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Changed Approval
Changed Approval offers free credit repair services through a simple and convenient process. Here's how it works:
1. Get Started: Register on the website and authorize access to your credit information. The enrollment process is fully online, without any sales calls.
2. Credit Report: Follow the instructions to obtain a copy of your credit report and connect it to the platform for analysis.
3. Select Items & Send Letters: Identify inaccuracies in your credit report and download pre-written dispute letters to send to the credit bureaus.
4. Sit Back & Relax: Once the credit bureaus receive your letters, they will conduct investigations into the disputed items.
5. Results: Within approximately 30 days, you should receive results from the investigations. If errors persist, review your reports on the website for next steps in getting them corrected.
6. Repeat: If necessary, apply advanced disputing methods to apply more pressure on inaccurate items.
7. Build & Optimize Credit: Throughout the process, you'll be offered credit building products like loans and credit cards that can help improve your financial goals and expand your credit profile.
Changed Approval is not a credit repair service organization but provides self-help software to assist you in managing and improving your credit report. Remember that accurate, current, and verifiable information cannot be removed from your credit report by yourself or any credit repair company or organization unless it is over 7 years old (bankruptcy information can be reported up to 10 years). The website also provides terms of use and privacy policy information.