Applied Underwriters is a global risk services firm that specializes in insurance, reinsurance, and business services. They help businesses, governments, and individuals manage uncertainty by providing a fresh and smart approach to financial risk. With their talented team and deep analysis, they are able to solve real-world problems and identify opportunities that others may overlook. Applied Underwriters is rated 'A-' (Excellent) by AM Best and their insurance plans are protected by U.S. Patent No. 7,908,157.